Warrant
Shares Underlying
Exercise Price
Outstanding
- Type
- Anti-Dilution
- Cashless Exercise
- Expiration
FOA$10.67-2.56%
Finance of America Companies Inc.
Sector: Mortgage Bankers & Loan CorrespondentsIndustry: Financial - Credit ServicesCountry: USExchange: NYSE
Mkt Cap:$98.36M
Float & O/S:
Inst Own:
DilutionScan read 52 of Finance of America Companies Inc.'s SEC filings and found 1 warrant series, 3 convertibles, 2 shelf registrations and 1 completed offering on file for FOA. The latest dilution event on file is a conversion repricing on Aug 4, 2026. Analysis updated Nov 1, 2026.
Signal8 Summary
FOA
Profitable lender with heavy debt load
Snapshot
Finance of America is a financial services company providing home equity financing that generated $2.13B in revenue for FY 2025, up 9.2% year-over-year. The company reported a net profit of $45.2M, but it carries a massive $30.21B in debt and reported negative operating cash flow of $429.7M.
What's Happening Right Now
- : Finance of America appointed three senior leaders, including a Chief Brand Officer and a Chief Product Officer, to accelerate growth and innovation.
- : The company announced an agreement to acquire a reverse mortgage servicing portfolio with an unpaid principal balance of approximately $5.1 billion, while reporting that net origination gains and margins expanded in Q1.
- : Finance of America reported adjusted EPS of $1.10 for Q1 2026, beating estimates, with funded volume growing 6% year-over-year and adjusted EBITDA rising 52% to $44 million.
Raise routes on file: effective shelf · latest dilution event 91 days ago
Overall Risk
Offering Ability
Overhead Supply
Historical
Cash Need
AI dilution summary
The dominant contractual driver and its mechanism, then each further driver ranked.
Latest dilution event
Aug 4, 2026 · Conversion Price Reset
Every warrant, convertible, ATM and shelf, cited to the filing
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$59/mo with 7 days free, or $49/mo billed yearly ($588/yr)
Share count and cash history
Shares outstanding, potential dilution and cash over time
Outstanding
Unsecured Convertible Promissory Notes due August 4, 2028 (Convertible Notes)
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Convertible
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Series A Convertible Perpetual Preferred Stock
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S-3 shelf registration
Issued 2026
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Remaining
- Filed
- Effective
- Expires
- Baby shelf
S-3 shelf registration
Issued 2025
Total capacity
Remaining
- Filed
- Effective
- Expires
- Baby shelf
PIPE
Issued 2025
Gross proceeds
Price per share
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- Warrant coverage
- Placement agent
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Exercise prices, conversion terms, shelf headroom and the filing sentence behind every number.
$59/mo with 7 days free, or $49/mo billed yearly ($588/yr)
