F-3 shelf registration
Issued 2024
Total capacity
Remaining
- Filed
- Effective
- Expires
- Baby shelf
JFIN$1.56-4.29%
Jiayin Group Inc.
Sector: Finance ServicesIndustry: Financial - Credit ServicesCountry: CNExchange: Nasdaq
Mkt Cap:$81.63M
Float & O/S:
Inst Own:
DilutionScan read 25 of Jiayin Group Inc.'s SEC filings and found 1 shelf registration on file for JFIN. The latest dilution event on file is a registration statement on Sep 9, 2024. Analysis updated Oct 4, 2026.
Signal8 Summary
5d old
JFIN
Revenue collapsed, cash flow still positive
- Business
- MixedRevenue -85.1% YoY, net income still +$32.0M, FCF +$93.3M
- Stock risk
- High$65M micro-cap, stock 83% below 52-week high, $200M shelf
Snapshot
Jiayin is a Chinese online lending platform whose business shrank sharply: FY 2025 revenue fell 85.1% to $129.8M from $870.2M, yet the company stayed profitable, with $32.0M net income and $93.3M in free cash flow.
What's Happening Right Now
- : On Aug 28, 2026, Jiayin reported Q2 2026 net revenue down 60.9% YoY to $108.6M as transaction volume fell 74.4%, swung to a net loss from a year-ago profit, suspended its 2026 dividend to preserve capital, and extended its share buyback plan another 12 months (about $30.4M in ADSs repurchased so far).
- : On Aug 20, 2026, Jiayin published its fifth annual ESG report covering sustainability and governance practices, with no new financial figures disclosed.
- : Registered $200.00M of securities for sale on Form F-3.
Raise routes on file: effective shelf · latest dilution event 785 days ago
Overall Risk
Offering Ability
Overhead Supply
Historical
Cash Need
AI dilution summary
The dominant contractual driver and its mechanism, then each further driver ranked.
Latest dilution event
Sep 9, 2024 · Registration
Every warrant, convertible, ATM and shelf, cited to the filing
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Share count and cash history
Shares outstanding, potential dilution and cash over time
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