JFIN$1.57-3.99%
Jiayin Group Inc.
Sector: Finance ServicesIndustry: Financial - Credit ServicesCountry: CNExchange: Nasdaq
Mkt Cap:$81.9M
Float & O/S:
Inst Own:
DilutionScan read 25 of Jiayin Group Inc.'s SEC filings and found 1 shelf registration on file for JFIN. The latest dilution event on file is a registration statement on Sep 9, 2024. Analysis updated Oct 4, 2026.
Signal8 Summary
5d old
JFIN
Revenue collapsed, cash flow still positive
- Business
- MixedRevenue -85.1% YoY, net income still +$32.0M, FCF +$93.3M
- Stock risk
- High$65M micro-cap, stock 83% below 52-week high, $200M shelf
Snapshot
Jiayin is a Chinese online lending platform whose business shrank sharply: FY 2025 revenue fell 85.1% to $129.8M from $870.2M, yet the company stayed profitable, with $32.0M net income and $93.3M in free cash flow.
What's Happening Right Now
- : On Aug 28, 2026, Jiayin reported Q2 2026 net revenue down 60.9% YoY to $108.6M as transaction volume fell 74.4%, swung to a net loss from a year-ago profit, suspended its 2026 dividend to preserve capital, and extended its share buyback plan another 12 months (about $30.4M in ADSs repurchased so far).
- : On Aug 20, 2026, Jiayin published its fifth annual ESG report covering sustainability and governance practices, with no new financial figures disclosed.
- : Registered $200.00M of securities for sale on Form F-3.
